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State Pension age, qualifying years and the top-ups that sit alongside a pension. What the rules say, and what they leave to the individual record.
The payment itself tops a weekly income up to a set figure. What tends to matter more is the list of other help that an award carries with it, almost none of which is applied for separately.
10 min read
The rise from 66 to 67 is legislated to happen between 2026 and 2028. It does not arrive as a single birthday — it arrives in increments, and a few weeks of birth date can move the date by months.
9 min read
A full new State Pension needs thirty-five qualifying years. Years spent caring, abroad or self-employed on low profits can leave holes in a record that nothing closes automatically.
10 min read
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